Setting the Scene

Understanding the differences between the different payment methods, their associated fees and who ends up paying/earning them can be an overwhelming exercise for a business whose primary concern is making sales — not trying to understand the distinction between a payment processor and payment gateway.

In the…


400 million. According to the UN this is how many people are predicted to live in Nigeria by the end of 2050. …


Thriva’s co-founders Eliot Brooks, Hamish Grierson, and Tom Livesey

The pandemic is fundamentally changing how we all do business. At Target Global, we’ve found it is shaping our criteria for investing: we’re still investing as much as ever — many of the strongest companies were forged in times of uncertainty, after all — but we have started drawing distinctions…


Frameworks for Co-Working, Co-Living, Apartment Hotels and Short-Term Rentals

Space-as-a-Service” businesses such as co-working, co-living, short-term rental concepts and apartment hotels are becoming increasingly popular for users, operators and — to some extent — for landlords. These models broadly fall into three categories:

1- The landlord-tenant marketplace (e.g. AirBnB, Homelike), whereby the marketplace charges a fee per booking;

2…


An Analysis of Trends and Underlying Success Factors

Instant home buyer companies, often referred to as “iBuyers”, have become one of the most popular PropTech models over the past few years. They offer a compelling customer proposition: sell your home for a guaranteed price, in a short period of time…


How the UK tech scene can do their share to help

A couple of months ago two engineers from We Got POP, a London based start-up innovating the global film & TV production process, spoke to me about their volunteer work with refugees. …


This post was first published on Seedcamp.com. You can follow me on Twitter at @schaeferric.

In the US, you will undoubtedly find some of the best Venture Capital firms in the world. Funds like Sequoia, KPCB, Greylock, NEA and DFJ have financed the rise of Silicon Valley as the leading…


I was recently asked by a friend who is considering investing in startups if I had any golden rules; anything to consider when making angel investments besides the often quoted “great team”.

As part of the Investment team at Seedcamp I have come across multiple Investors who have individual investment…

Ricardo Schäfer

Early-stage investor & Partner @ Target Global

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